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Fresh start

December 28th, 2009 at 04:09 pm

Well, I have been away a while but things have improved since I was last around. Hubby got a job--he was officially unemployed for 18 months. He is working for a smallish start-up company gaining a foothold in green business. He is making much less money but loving it. Less stress and he feels good about doing something worthwhile.

Financially, him having a job and having a few paychecks under our belt feels wonderful. I have big plans for the coming year and have decided to do my goal setting based on quarters. So, I have set my goals for the first quarter of 2010 (see sidebar) and am feeling pretty good.

I had a rather large, old debt hanging over my head from previous years that I decided I wasn't going to carry into 2010. I owed $1800 and in November decided I didn't care if we had to go really cheap on Christmas, I was paying it off. Paid $900 in November and have paid $500 so far this month. I have an automatic draft coming out on 12/31 for the remaining $400.

And, it got me to thinking. We survived those big payments. I think I have made saving money harder than it needed to be. I have gained some perspective in the past couple of months. I am going to continue plugging away at debt and I am going to start building up the savings account. Since hubby gets paid every other Friday, we happen to have an extra Friday in January. And that check will start the new savings account.

I am excited about the prospects that the new year will bring.

Happy New Year everyone!!

3 Responses to “Fresh start”

  1. NJDeb Says:

    I like that one of your goals for 2010 is to have a date night! Good luck!

  2. cptacek Says:

    Isn't it funny how when you concentrate on paying off a particular debt, you can scrounge up money you never would have thought of before?

  3. Jerry Says:

    18 months is a long time to be out of work, but the current economy leads to many such cases. I'm so glad that he found something that he enjoys! Also great that there is an extra Friday in January so you have some insurance to start the savings. Very good start to the year! Good luck...
    Jerry

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