Well, I am back after a two month hiatus. Things haven't greatly improved--I wish I could say I have made such good progress. but, I haven't gone backwards so I am at least holding ground. We are in the process of going over the budget with a fine tooth comb. I have updated my version of Microsoft Money and am working on getting everything updated.
Right now, I am stressed about the economy and hubby and I have decided to take an aggressive attempt to find ways to "bulletproof" ourselves so that this down turn doesn't hurt as much. This will include reassigning financial "duties" between us. I am going to be in charge of weekly bill paying, investments and insurance and the food budget. He will be in charge of trimming utility cost, car maintenance and gas conservation, and home improvement projects. We have a budget we are tweaking right now and I will port it on my blog as soon as I feel it is ready.
Our priorities right now are building the emergency fund and reducing our discretionary spending. We are also really analyzing needs vs. wants and trying to get back to a more simplistic way of living. It is truly a work in progress.
Where has the time gone?
April 2nd, 2008 at 06:55 pm
April 2nd, 2008 at 07:01 pm 1207162915
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April 3rd, 2008 at 01:37 pm 1207229843
Glad you're back on track and here with us!!