I am new to this site but not new to this delimma. I try so hard to live within budget and try to save but after 18 years of living on my own (married for 11 of it) I have nothing to show for it. I am tired of feeling like we are always struggling to make ends meet. My hubby and I make decent money--not a lot but we are not poor. And we never have anything left over. And I know that has to come to expenses. So, starting today we are going to be looking at where every last dime is spent. I have tried (unsuccessfully) over the years to track this but something has to change. I need to visibly see where it is all going. I have the checking and savings accounts set up in Microsoft money and now I just need to start tracking. and, I need to come up with ideas to make the money last longer. The budget belt is about to be tightened--as far as it will go.
Just getting started
December 19th, 2007 at 08:27 pm
December 19th, 2007 at 09:48 pm 1198100892
December 19th, 2007 at 10:33 pm 1198103635
December 20th, 2007 at 04:23 am 1198124613
December 20th, 2007 at 07:08 pm 1198177686
You can see exactly what's coming and where it is going.
once it is set up it is not time consuming to maintain.
Start one using your last couple months expenses to forecast. It really works for us, but I don't do it, he does.
And stick with many of these folks who are really really helpful.
December 20th, 2007 at 08:40 pm 1198183216
December 23rd, 2007 at 03:31 am 1198380684