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May totals--not so shabby

June 2nd, 2008 at 09:40 am

Well, all in all the May totals were good. We are starting June with a balance forward of $1066.85. I have a check due me today from my part time job which will add another $445.00. Then I get paid from my full time job on Friday $1079. This week's payment priorities are mortgage ($1247) and utility bills (water $87 and electricity $195). So I am feeling confident--today anyway.

Hubby's job hunt has stalled--he sent out another 3 applications and resumes but hasn't gotten any interview requests. The tech field has totally dried up around here, at least in his area of expertise. His unemployment payments are coming in timely and are helping out nicely ($378 per week) but it would be nice to have something steady. We are managing pretty well right now, all things considered and I am proud that we have been able to really focus on the financial situation. The lay-off caused us to really analyze what was important and what we were wasting money on. We have the budget wittled down and though there are still areas that could be improved, I am impressed at how easily we are adjusting to the sudden "one income" situation. Things could definitely have been worse.

New goals for remaining weeks of May

May 19th, 2008 at 08:28 am

Well, I have decided that with the current financial situation (hubby's layoff) that I prefer to make short term goals. So I am making a plan for the next two weeks to finish out May in the black (hopefully).

Projected income:
1.5/19 Hub Unemployment $378
2.5/23 Me FT job $982.00
3.5/27 Hub Unemployment $378
4.5/31 Me PT Job $404.00
5.Refund check Ins $459.00
Total $2601.00

Right now, my biggest worry is the payment for our COBRA insurance, which is due 6/1 and will be $1996.00. We will probably be able to squeak by, but it definitely doesn't leave a lot of wiggle room. Hub has decided to look for a part time job (he can work a certain number of hours a week and not lose is unemployment money). We will see what happens.

Better than -0-

May 12th, 2008 at 02:12 pm

Well, hubby received his first state unemployment payment since becoming "a man of leisure". State of Texas sends debit cards, not checks, and weekly amounts are direct deposited onto it each week. So that is helpful. I am still waiting on my stimulus payment, which I thought would be direct deposited last Friday but, alas, no sign of it. I have a $440 check coming from my part time job, so all in all, we are surviving. He sent out 6 more resumes today and hopefully will get some interviews from those.
In a related note, we thought we were going to have to take DD out of gymnastics until hubby found a new job (fees for classes are $135 per month for 4 hours a week). But, her coach, who has a 6 week old baby, traded me class fees for babysitting two days a week. So DD was able to continue with classes and helps me babysit the baby. A side benefit is that she is learning to "work" to get the things she wants. A good lesson I think.
I feel optimistic that things will be looking up for us soon.