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Archive for June, 2008

My Mid-year update

June 24th, 2008 at 06:11 pm

Well, since Merch has gotten the ball rolling, and with others joining in on the fun, I thought I would do my June update and mid-year goals assessment.

As far as my goals on the side bar--
1.Hubby is still job hunting and it is going slow. Financially we are doing fairly well, all things considering. He will find something but it is just going to take some time.
2. I paid off credit card ($97), personal loan to Mom ($303), made a small medical bill payment ($24.42) and made a collection payment ($150.00). So that means I paid off $574.42--57% of my goal!!
3. Still sitting at 26 lb weight loss. I plan on getting back to the gym starting next week.
4. I have opened the Roth accounts but they have not yet been funded.
5. We had the plumber come replace the leaky faucet near the deck, so we plan on starting the demo tonight and will hopefully be able to get the boards replaced this weekend.

I feel like we have made some good progress so far. I am planning on coming up with new goals for the next quarter but will have to give that a little thought.

I start my new job on Monday and am looking forward to getting done with my training (3 weeks) and jumping in to my new auditing position. It will be a transition, no doubt, but I am up for the challenge. Benefits will kick in at 60 days, so only 2 more Cobra payments!

Moving on and misc

June 19th, 2008 at 04:31 pm

Well, I decided to accept the job offer from my former employer. The benefits are too good to pass up and with hubby still job hunting, the benefits are a major plus. I am excited but was dreading telling my current boss. He made me feel guilty for a day or so, which made work this week very depressing, but he is over it now. I will miss him but am excited about this new opportunity.

On the financial front, I received the reimbursement check from the auto carrier covering my auto accident I had in 2006. So it is in the bank and waiting disbursment. $1000 will go to the EF to get that started. $600 is going toward rebuilding our back deck that is rotting under our feet. The rest will just sit for a while and we will decide later what we want to do with it. My stimulus check for $1800 is set to be mailed on 6/27 and we will sit on that until I figure out how I want to disperse it. I get paid tomorrow, hubby just got 2 weeks of unemployment check so I have to sit down and pay bills tomorrow.

We are supposed to go over to my sister's tonight for a cook out and swimming. Hubby and the kids will go over in the late afternoon and I will meet them there after work.

Hope everyone has a great weekend!!!

Job interview

June 11th, 2008 at 09:18 pm

I have a job interview tomorrow with my old boss at her new place of employment (she has been there over 3 years). She is hiring for what I do and has been trying to get me to come work for her for a while. I blogged this in my last entry. So, anyway, I am going to meet with her tomorrow. I am not nervous about the interview because I have know her for almost 9 years. But the idea of a job change still gives me butterflies. Here is my abbreviated pros/cons list for leaving my current job:

Cons:
1.I like my current boss--he is a decent guy.
2.The job I m applying for adds an extra 10 miles each way to my commute.
3.It is only 10 cents more per hour than where I am at.
Pros:
1.Full Benefits at new place-health/dental/vision/401K/disability
employee gym.
2.They give monthly bonuses (up to $300) for meeting goals, have quarterly incentives, and yearly reviews for raises (I haven't had a raise at current emplyer in 3 years)
3.I could gain some new skills and sharpen the ones I used to have--current boss still uses ledger cards for crying out loud-I have lost all my electronic billing knowledge.

So, anyway, I will go talk to her about it. She and I live in the same suburb and can could feasibly carpool a few times a week and share gas expenses.

In other news, I got a settlement offer from an auto accident I had Christmas Day 2006. (short story--guy made an unprotected left turn in front of me-no turn signal on his side-BAM-totaled my car that I had just paid off the previous month). Anyway, after reimbursing my group health plan that paid some expenses for my injuries, I would get a check for $2359--the least they could do for ruining my Christmas, right?

Considering a Job Change

June 5th, 2008 at 03:38 pm

A previous supervisor of mine has been trying to get me to come to work for her for about 3 years--I keep declining because it is about 10 extra miles a day commute from what I do now. But, with hubby being unemployed and us losing all of our decent benefits we have had for the past 10 years, I am actually considering it. She has awesome health/dental/vision insurance and 401k, cafeteria plans, etc. I have no benefits or sick/vacation time where I am at now (very small employer). It makes me nervous to think of a job change. I am doing the pros/cons list right now and will post it later. She is a great person to work for and I enjoyed the 5 years that we worked together, which would be a big plus.

This would also allow hubby to lower (somewhat) his needs as far as employment goes. He would love to find a telecommute position so that he could work from the house and we could forgo daycare ($570 per month). Plus, he has had a blast being home with the kids. He has spent the past 12 years of our marriage in jobs that require him to work long hours and be on-call often. He has never had this much time with his kids and he is loving it. Although I do think he is ready to find something "professional" to do. Smile

May totals--not so shabby

June 2nd, 2008 at 04:40 pm

Well, all in all the May totals were good. We are starting June with a balance forward of $1066.85. I have a check due me today from my part time job which will add another $445.00. Then I get paid from my full time job on Friday $1079. This week's payment priorities are mortgage ($1247) and utility bills (water $87 and electricity $195). So I am feeling confident--today anyway.

Hubby's job hunt has stalled--he sent out another 3 applications and resumes but hasn't gotten any interview requests. The tech field has totally dried up around here, at least in his area of expertise. His unemployment payments are coming in timely and are helping out nicely ($378 per week) but it would be nice to have something steady. We are managing pretty well right now, all things considered and I am proud that we have been able to really focus on the financial situation. The lay-off caused us to really analyze what was important and what we were wasting money on. We have the budget wittled down and though there are still areas that could be improved, I am impressed at how easily we are adjusting to the sudden "one income" situation. Things could definitely have been worse.