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Archive for August, 2010

Finding my mojo..

August 29th, 2010 at 09:22 pm

I updated my sidebar of the balances ending August, with the exception of the 401 k's, which I only update after the quarter.

I am disappointed that I am likely not going to hit my debt and savings goals this quarter, although I still have a month to push hard. But, I am refocusing efforts and will see where I end up at the end of September.

I have decided to set up some mini-goals for September:
1. 3 no-spend-days per week or 12 for the month.
2. One date night with d.h.
3. Plan and cook all meals during the week, with dinner out one night per weekend.

It is aggressive for us because the dining out budget has been crazy lately. But, it is the area I want to focus on the most. If you read my previous post regarding dining out and the grocery budget, it is still the cause of the money "leak".

I hope to add another $500 to the savings account this month, which will put me $800 short of my original goal. I think the budget is in need of some tweaks again as well.

Hope everyone is enjoying the waining weeks of summer and are all as excited about fall as I am. Happy Sunday and have a great week!

Looking forward to Fall

August 9th, 2010 at 11:58 pm

The heat is really getting to me. It was 104 today and the heat index was around 112. I am so looking forward to fall..but fall here doesn't hit until end of September or first of October.

We completed most of the school shopping this weekend with the exception of a few odds and ends. We caught some good sales at the outlet mall yesterday and had a gift card from hubby's work so the clothes are bought with the exception of sneakers for dd.

My paycheck and bonus hit the bank over the weekend. I will be transferring the bonus into savings, as well as part of my paycheck to prep for the end of month mortgage payment. I am finding that we are really strapped at the end of the month because I am paying all of the mortgage payment out of that last check. Between hubby and I we get 4 paychecks per month. So I am going to start taking 1/4 of the mortgage payment from each check and putting it in savings until the mortgage is due. We will see how it goes.

The kids will be going to my Mom and Dad's this weekend for one more mini trip before school starts on the 23rd. Hubby and I are going to work on installing the wood floor in dd's room.

Hope everyone has a great week!